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How to Deal with Tough Debt Collectors and Protect Your Rights - Verified by FangWallet
8 min read

How to Deal with Tough Debt Collectors and Protect Your Rights

8 min readDebt collection can be stressful, but it’s important to know your rights and the laws that protect you. The Fair Debt Collection Practices Act keeps you safe by stopping collectors from being rude or dishonest. You can ask for proof of the debt, tell them to stop reaching out, and report any bad […]Continue reading "How to Deal with Tough Debt Collectors and Protect Your Rights" →
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FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
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Debt,Legal,Personal
8 min read
how to write a will in texas
5 min read

How to Write a Will in Texas: Do You Need a Lawyer?

5 min readA valid Texas will requires the signatures of two disinterested witnesses and, although not mandatory, should ideally be notarized. Texas law recognizes holographic wills, which are handwritten entirely by the testator, negating the need for witness signatures. To create a will, one must be at least 18 years old and of sound mind […]Continue reading "How to Write a Will in Texas: Do You Need a Lawyer?" →
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FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
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Elderly,Legal,Retirement
5 min read
how much is too much credit card debt
5 min read

How Much Is Too Much Credit Card Debt? Warning Signs & Fixes

5 min readHigh credit card debt can lead to financial instability, impacting your credit score and limiting future opportunities. Recognizing the warning signs, such as consistently making minimum payments, is crucial for early intervention. Assessing your debt-to-income ratio and credit utilization provides clarity on your financial standing. Employing strategies like the debt avalanche or snowball […]Continue reading "How Much Is Too Much Credit Card Debt? Warning Signs & Fixes" →
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FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
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Credit Cards,Debt,Loans,Opinion
5 min read
how to start an online store with no money
5 min read

How to Start an Online Store with No Money and Still Make Sales

5 min readDive into the world of e-commerce without breaking the bank! This comprehensive guide unveils the secrets to launching your online store with zero investment. Explore the power of dropshipping and print-on-demand. Learn how these innovative business models eliminate the need for upfront inventory costs. Uncover free tools and platforms that empower you to […]Continue reading "How to Start an Online Store with No Money and Still Make Sales" →
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FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
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Entrepreneurship,Make Money,Side Hustles
5 min read
how long does it take to amend taxes
4 min read

How Long Does It Take to Amend Taxes? Faster Processing Tips

4 min readAmend Errors: Correct tax return mistakes using Form 1040-X for missed deductions or income adjustments. Gather Documents: Have your original return, supporting forms (W-2s, 1099s), and any new income or deduction documentation. E-File or Mail: File electronically or by mail; e-filing is often faster. Processing Time: The IRS typically takes up to 20 […]Continue reading "How Long Does It Take to Amend Taxes? Faster Processing Tips" →
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FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
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Guides,Legal,Personal
4 min read
how to refinance a personal loan
5 min read

How to Refinance a Personal Loan: When It Makes Sense

5 min readRefinancing can get you a lower interest rate, reduce monthly payments, or help you consolidate debt. It’s crucial to compare offers from different lenders to find the best rates and terms. Before refinancing, check for prepayment penalties on your existing loan and origination fees on the new one. Refinancing might not be beneficial […]Continue reading "How to Refinance a Personal Loan: When It Makes Sense" →
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Debt,Loans,Personal
5 min read
VA loan pros and cons
4 min read

VA Loan Pros and Cons: The Truth About Buying a Home with Zero Down

4 min readVA loans offer incredible benefits like no down payment and competitive interest rates, making homeownership accessible for veterans. However, they come with strict eligibility requirements and funding fees. It's essential to weigh these factors carefully.Continue reading "VA Loan Pros and Cons: The Truth About Buying a Home with Zero Down" →
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FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
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Loans,Mortgage,Personal
4 min read
get back on track with investing
4 min read

Get Back on Track with Investing: Overcoming Fear and Regaining Confidence

4 min readFeeling off course with your investments? You're not alone! Start by revisiting your financial goals and reassessing your risk tolerance. Set a consistent investment schedule, diversify your portfolio, and keep learning to make informed decisions. Small steps can lead to big changes!Continue reading "Get Back on Track with Investing: Overcoming Fear and Regaining Confidence" →
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FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
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Investing,Make Money,Market News,Opinion
4 min read
check home insurance
5 min read

Check Home Insurance: Hidden Gaps That Could Cost You Thousands

5 min readAs winter approaches, now is the perfect time to review your home insurance policy. Don’t wait for a disaster to uncover gaps in your coverage. A quick check can save you from regret later, ensuring you're protected when it matters most.Continue reading "Check Home Insurance: Hidden Gaps That Could Cost You Thousands" →
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Insurance,Mortgage,Opinion,Personal
5 min read
Walkable neighborhoods pros and cons
7 min read

Walkable Neighborhoods Pros and Cons: Is It Worth the Hype?

7 min readLiving close to everything sounds perfect, but it often comes with unexpected drawbacks. Busy streets, constant noise, and limited privacy can turn a bustling location into a daily stressor. Sometimes, a little distance offers peace and tranquility.Continue reading "Walkable Neighborhoods Pros and Cons: Is It Worth the Hype?" →
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Elderly,Frugal Living,Legal,Retirement
7 min read
Consumer Price Index
8 min read

Consumer Price Index: How Inflation is Shaping the Economy

8 min readThe Consumer Price Index (CPI) reflects the average change in prices over time for a basket of goods and services. It's a key economic indicator, helping us understand inflation's impact on our daily lives and purchasing power.Continue reading "Consumer Price Index: How Inflation is Shaping the Economy" →
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Business,Market News,Trending News
8 min read
Disney World free perks cut
7 min read

Disney World Free Perks Cut: Is the Magic Still Worth the Price?

7 min readDisney World has decided to eliminate a beloved free perk that many visitors cherished: complimentary Magical Express transportation from the airport. This change has left fans feeling nostalgic, as it made the arrival experience more convenient and enjoyable.Continue reading "Disney World Free Perks Cut: Is the Magic Still Worth the Price?" →
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Deals,Lifestyle,Trending News
7 min read

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