5 min read

The Science Behind Buying, Selling, and Trading Clothes

5 min readLearn how second-hand clothing can help the environment and provide money-saving benefits. See how technology is changing clothes exchange, such as using apps. Get useful tips on how to buy, sell, and trade clothes, from going through your closet to finding the best places to sell. Increase your earnings and savings through good […]Continue reading "The Science Behind Buying, Selling, and Trading Clothes"
Tagged ,
5 min read

If You Win $100,000 on a Game Show, How Much Is Taxed?

5 min readThe IRS treats game show winnings as taxable income. How much tax you pay depends on your tax bracket and how much you win in total. If you win non-cash prizes, they are taxed based on their fair market value. You will get a 1099-MISC form if your winnings are $600 or more. […]Continue reading "If You Win $100,000 on a Game Show, How Much Is Taxed?"
Tagged
7 min read

Can You Drive Without Insurance in California? The Legal Consequences

7 min readIt is illegal to drive without insurance in California. You could face serious punishment. These include fines, losing your license, and having your car taken away. In California, all drivers must have at least a certain amount of liability insurance. This is 15/30/5. If you cannot provide proof of insurance during a traffic […]Continue reading "Can You Drive Without Insurance in California? The Legal Consequences"
Tagged
7 min read

Why Are Banks Closed on Sundays? The Impact on Customers and Businesses

7 min readMost banks in the United States are closed on Sundays, but some have shorter hours. Banks close on Sundays to give their workers a rest, follow long-standing practices, reduce costs, and stay connected with the larger financial system. When banks are closed on Sundays, it can be hard for people with urgent needs […]Continue reading "Why Are Banks Closed on Sundays? The Impact on Customers and Businesses"
Tagged
5 min read

Does Car Insurance Cover Windshield Damage? How to File a Claim

5 min readComprehensive car insurance often covers windshield damage from falling objects or hail. Collision coverage will help if your windshield is damaged in a car accident. Sometimes, you may not need to file a claim. This can happen if the damage is minor and the repair cost is less than your deductible. When you […]Continue reading "Does Car Insurance Cover Windshield Damage? How to File a Claim"
Tagged ,
5 min read

How to Find Cheap Last-Minute Flights: Save Big on Your Next Trip

5 min readEmbrace flexibility. The best way to do last-minute travel is to be open to new places and dates. This can help you find the best deals. Utilize tech tools. Use travel websites and apps like Google Flights, Kayak, and Expedia. They can help you find the lowest airfare. Think beyond the obvious. Look […]Continue reading "How to Find Cheap Last-Minute Flights: Save Big on Your Next Trip"
Tagged ,
5 min read

What Is POS Health Insurance? A Simple Guide

5 min readA Point of Service (POS) health plan mixes elements of HMOs and PPOs. It allows you to choose your healthcare providers freely. POS plans usually have lower monthly premiums compared to PPOs, making them a good option if you are on a budget. With a POS plan, you select a primary care physician […]Continue reading "What Is POS Health Insurance? A Simple Guide"
Tagged
5 min read

Is a Money Order the Same as a Check? When to Use One Over the Other

5 min readMoney orders and checks create a paper trail for spending, unlike cash. They are similar but have key differences that serve different needs. Money orders are prepaid and guaranteed, whereas personal checks withdraw funds from an account after deposit. Money orders are typically used for smaller amounts, usually under $1,000, while cashier’s checks […]Continue reading "Is a Money Order the Same as a Check? When to Use One Over the Other"
Tagged
5 min read

Are Payday Loans Fixed or Variable? Avoiding Costly Traps

5 min readA payday loan helps when you have short-term money issues. It is usually due on your next payday. These loans have fixed interest rates and can have high fees. It is very important to read the terms and conditions before you agree to a payday loan. Consider other options like personal loans, loans […]Continue reading "Are Payday Loans Fixed or Variable? Avoiding Costly Traps"
Tagged
5 min read

What Is a Post-Dated Check? Everything You Need to Know

5 min readA post-dated check has a date written on it for the future. This date shows when the writer wants the check to be cashed. Banks do not have to hold a post-dated check until the date on it. Using post-dated checks is legal, but it has risks. One risk is that someone could […]Continue reading "What Is a Post-Dated Check? Everything You Need to Know"
Tagged
5 min read

ACH vs. Wire Transfers: How to Save $25 Per Transaction

5 min readACH and wire transfers are typical ways to move money electronically between bank accounts. ACH transfers are cheaper and perfect for regular payments like bills and salaries, but they may take several days to complete. Wire transfers are fast and can be done the same day, but they are more expensive. Knowing the […]Continue reading "ACH vs. Wire Transfers: How to Save $25 Per Transaction"
Tagged
5 min read

Becoming a Personal Chef: How to Make Over $500 Per Private Dinner

5 min readPersonal chefs can make more than $500 for every private dinner, especially if they have solid skills and experience. More people are looking for personal chefs now due to busy lives and a rising interest in healthy eating. To get clients who pay well, it’s key to create a strong brand and be […]Continue reading "Becoming a Personal Chef: How to Make Over $500 Per Private Dinner"
Tagged ,

Join a vibrant community with the sole mission to achieve financial independence.

The journey to financial freedom doesn't have to be lonely.

Pitch an idea

Contribute an article, share a story, join a group, or chat on the discussion board with similar frugal savvy individuals like yourself. Quality over quantity. Always.

Build great relations

Build connections, converse, and join the vibrant personal finance community. The journey to financial independence is just around the corner, and it doesn’t have to be lonely.

Become a FangWallet Insider

Get free access to becoming a FangWallet Insider, the personal finance community that has your best interest in mind.

Disclaimer: The content on this site is for informational and educational purposes only and should not be construed as professional financial advice. Please consult with a licensed financial or tax advisor before making any decisions based on the information you see here.