9 min read

What Percent of Your Salary Should You Spend on Rent?

9 min readA common guideline suggests spending no more than 30% of your gross income on rent. The 30% rule is a useful starting point, but may not be suitable for everyone. Location, lifestyle, and financial goals play a significant role in determining rent affordability. Assessing your current financial situation, including income, expenses, and debt, […]Continue reading "What Percent of Your Salary Should You Spend on Rent?"
Tagged ,
4 min read

Top 10 Youngest Billionaires of 2025: Who They Are and How They Got Rich

4 min readOverview This talks about the top 10 youngest billionaires in 2025. It shares their backgrounds and the industries they work in. It explains how they made their money. The article shows the sectors they are part of, like online gaming and heavy equipment. It also shares the main ways they became wealthy. Introduction The world […]Continue reading "Top 10 Youngest Billionaires of 2025: Who They Are and How They Got Rich"
Tagged , ,
4 min read

Frontier Bag Rules: Stay Under 35 lbs to Skip the $75 Fee

4 min readFrontier Airlines charges for carry-on bags and checked bags, except for one small item. The weight limit for carry-on bags is 35 lbs, and they can be a maximum size of 10 x 16 x 24 inches. Checked bags have a weight limit of 50 lbs. If you go over this limit, you […]Continue reading "Frontier Bag Rules: Stay Under 35 lbs to Skip the $75 Fee"
Tagged ,
7 min read

Can You Trade In a Car You Still Owe On Without Drowning in Debt?

7 min readYou can trade a financed car, but consider your loan balance and value first. If you have positive equity, the trade will be easier. Yomore uses he extra money for a new car. With negative equity, you might add debt to a new loan or have to pay the difference from your zzb […]Continue reading "Can You Trade In a Car You Still Owe On Without Drowning in Debt?"
Tagged ,
4 min read

What Is a 409A and Why It Could Wreck Your Startup Payday

4 min readA 409A valuation examines the fair market value (FMV) of a private company’s common stock. The IRS needs 409A valuations. This ensures that stock options are given at or above the FMV. This step helps prevent tax issues for employees. A company failing to follow these rules could face serious penalties. This may […]Continue reading "What Is a 409A and Why It Could Wreck Your Startup Payday"
Tagged ,
6 min read

Is Prepaid Insurance an Asset? Accounting Says Yes

6 min readPrepaid insurance refers to insurance premiums paid in advance, creating a current asset for your business.This upfront payment provides future economic benefits and improves cash flow management.Accountants systematically convert prepaid insurance to an expense as the coverage period elapses.Proper classification as a current or non-current asset depends on the policy’s duration.Understanding the impact […]Continue reading "Is Prepaid Insurance an Asset? Accounting Says Yes"
Tagged
7 min read

Who Should Use a Qualified Personal Residence Trust? Pros & Con

7 min readA Qualified Personal Residence Trust (QPRT) can help reduce estate taxes. It also helps pass your main or extra home to your heirs. This process involves placing your house in an irrevocable trust. You will be able to live in it for a specific time. QPRTs can offer tax savings on both estate […]Continue reading "Who Should Use a Qualified Personal Residence Trust? Pros & Con"
Tagged
7 min read

The Positive Side of a Recession: How It Can Benefit You

7 min readWhile a recession often brings uncertainty, it can also serve as a catalyst for personal growth. Many discover new passions, reassess priorities, and cultivate resilience. Embracing this challenging time can lead to unexpected opportunities and lasting change.Continue reading "The Positive Side of a Recession: How It Can Benefit You"
Tagged ,
4 min read

How to Build a $12,000 Emergency Fund: A Step-by-Step Savings Plan

4 min readAn emergency fund is a financial safety net designed to cover unexpected expenses, like medical bills or car repairs. It’s crucial for peace of mind and financial stability. To build one, start small, set monthly goals, and watch it grow!Continue reading "How to Build a $12,000 Emergency Fund: A Step-by-Step Savings Plan"
Tagged ,
5 min read

Is Insurance More Expensive for New Cars? How to Lower Your Premiums

5 min readNew cars usually have higher insurance premiums. This is because they have higher market value and repair costs. Having safety features, anti-theft systems, and a good driving record can help you get lower insurance rates. For new cars, comprehensive and collision coverage is often required. This is especially true for financed or leased […]Continue reading "Is Insurance More Expensive for New Cars? How to Lower Your Premiums"
Tagged ,
5 min read

The Science Behind Buying, Selling, and Trading Clothes

5 min readLearn how second-hand clothing can help the environment and provide money-saving benefits. See how technology is changing clothes exchange, such as using apps. Get useful tips on how to buy, sell, and trade clothes, from going through your closet to finding the best places to sell. Increase your earnings and savings through good […]Continue reading "The Science Behind Buying, Selling, and Trading Clothes"
Tagged ,
5 min read

Does Car Insurance Cover Windshield Damage? How to File a Claim

5 min readComprehensive car insurance often covers windshield damage from falling objects or hail. Collision coverage will help if your windshield is damaged in a car accident. Sometimes, you may not need to file a claim. This can happen if the damage is minor and the repair cost is less than your deductible. When you […]Continue reading "Does Car Insurance Cover Windshield Damage? How to File a Claim"
Tagged ,

Join a vibrant community with the sole mission to achieve financial independence.

The journey to financial freedom doesn't have to be lonely.

Pitch an idea

Contribute an article, share a story, join a group, or chat on the discussion board with similar frugal savvy individuals like yourself. Quality over quantity. Always.

Build great relations

Build connections, converse, and join the vibrant personal finance community. The journey to financial independence is just around the corner, and it doesn’t have to be lonely.

Become a FangWallet Insider

Get free access to becoming a FangWallet Insider, the personal finance community that has your best interest in mind.

Disclaimer: The content on this site is for informational and educational purposes only and should not be construed as professional financial advice. Please consult with a licensed financial or tax advisor before making any decisions based on the information you see here.