Mortgage

what is a leasehold improvement
6 min read

What Is a Leasehold Improvement: A Quick Guide for Business Owners

6 min readLeasehold improvements are modifications made to customize rented spaces to a tenant’s needs. Common improvements may include partitions, flooring, lighting upgrades, and specialized fixtures. Cost responsibility depends on the lease agreement, with tenants or landlords sharing the expenses. Improvements are typically depreciated over their useful life or lease term for tax purposes. Certain […]Continue reading "What Is a Leasehold Improvement: A Quick Guide for Business Owners" →
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Perkins Willow<span class="bp-verified-badge"></span> Perkins Willow
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Business,Entrepreneurship,Mortgage
6 min read
can you use a heloc to buy a house
10 min read

Can You Use a HELOC to Buy a House: Smart Strategy or Risky Move?

10 min readA Home Equity Line of Credit (HELOC) provides financing options by leveraging the equity in your home. HELOCs can be used to buy real estate, including second homes or investment properties. The structure offers flexibility, allowing borrowers to draw funds as needed during the draw period. However, using a HELOC comes with risks […]Continue reading "Can You Use a HELOC to Buy a House: Smart Strategy or Risky Move?" →
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Sarah Newcomb<span class="bp-verified-badge"></span> Sarah Newcomb
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Guides,Loans,Mortgage
10 min read
What Is an Open-End Mortgage & How Can It Help You Save? - Verified by FangWallet
6 min read

What Is an Open-End Mortgage & How Can It Help You Save?

6 min readAn open-end mortgage lets you borrow more money for home improvements in addition to your first home loan. This type of mortgage is good for people buying homes that need fixing, giving money for repairs right away. You only pay interest on what you borrow, which can save you money. Open-end mortgages have […]Continue reading "What Is an Open-End Mortgage & How Can It Help You Save?" →
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FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
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Investing,Mortgage,Opinion
6 min read
VA loan pros and cons
4 min read

VA Loan Pros and Cons: The Truth About Buying a Home with Zero Down

4 min readVA loans offer incredible benefits like no down payment and competitive interest rates, making homeownership accessible for veterans. However, they come with strict eligibility requirements and funding fees. It's essential to weigh these factors carefully.Continue reading "VA Loan Pros and Cons: The Truth About Buying a Home with Zero Down" →
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FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
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Loans,Mortgage,Personal
4 min read
check home insurance
5 min read

Check Home Insurance: Hidden Gaps That Could Cost You Thousands

5 min readAs winter approaches, now is the perfect time to review your home insurance policy. Don’t wait for a disaster to uncover gaps in your coverage. A quick check can save you from regret later, ensuring you're protected when it matters most.Continue reading "Check Home Insurance: Hidden Gaps That Could Cost You Thousands" →
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FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
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Insurance,Mortgage,Opinion,Personal
5 min read
How to buy a house in 2025
7 min read

How to Buy a House in 2025: Mortgage Hacks to Save Thousands

7 min readNavigating the housing market in 2025 requires strategic planning. Start by assessing your finances and securing pre-approval for a mortgage. Research neighborhoods, attend open houses, and don't hesitate to work with a knowledgeable realtor to guide your journey.Continue reading "How to Buy a House in 2025: Mortgage Hacks to Save Thousands" →
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FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
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Investing,Loans,Mortgage
7 min read
requirements to refinance a mortgage
7 min read

Requirements to Refinance a Mortgage: Step-by-Step Guide

7 min readRefinancing your mortgage can be a smart financial move, but it's essential to meet certain requirements. Typically, lenders look for a stable income, a good credit score (usually 620 or higher), and sufficient equity in your home. Understanding these factors can help you navigate the process.Continue reading "Requirements to Refinance a Mortgage: Step-by-Step Guide" →
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FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
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Loans,Mortgage,Personal
7 min read
do you need title insurance
5 min read

Do You Need Title Insurance, or Is It a Waste of Money?

5 min readTitle insurance protects homebuyers from losses due to title issues. It covers problems like unknown claims, fights over ownership, and mistakes in public records. Lender’s title insurance saves the lender’s money, while owner’s title insurance keeps the homeowner’s investment safe. A title search is done before buying a property to find any title […]Continue reading "Do You Need Title Insurance, or Is It a Waste of Money?" →
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FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
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Insurance,Legal,Mortgage,Opinion
5 min read
Oregon Mortgage Rates: Tips for Finding the Best Rate - Verified by FangWallet
4 min read

Oregon Mortgage Rates: Tips for Finding the Best Rate

4 min readShop around and compare rates—don’t take the first mortgage you see. Get quotes from multiple lenders to compare interest rates, fees, and terms. Check and improve your credit score—lenders review your credit score. A higher score often qualifies you for a lower interest rate. Save for a larger down payment—a bigger down payment […]Continue reading "Oregon Mortgage Rates: Tips for Finding the Best Rate" →
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FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
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Guides,Mortgage,Personal
4 min read
do you get a tax credit for buying a house
4 min read

Do You Get a Tax Credit for Buying a House? How to Maximize Your Tax Savings

4 min readWhile a federal tax credit for buying a house in 2023 doesn’t exist, homeowners can benefit from several tax deductions. A primary residence has potential tax benefits, including deductions for mortgage interest, property taxes, and certain home improvements. Understanding the difference between tax deductions and credits is vital for maximizing your savings. Before […]Continue reading "Do You Get a Tax Credit for Buying a House? How to Maximize Your Tax Savings" →
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Legal,Loans,Mortgage,Opinion
4 min read
Quicken Loans Guide to Fannie Mae HomePath Properties - Verified by FangWallet
4 min read

Quicken Loans Guide to Fannie Mae HomePath Properties

4 min readSave Money: HomePath properties are often priced below market value, offering potential savings for buyers. Help with Closing Costs: First-time homebuyers may qualify for assistance through Fannie Mae’s HomePath Ready Buyer program. Variety of Property Options: HomePath includes single-family homes, condos, townhomes, and multi-unit buildings. Streamlined Buying Process: The HomePath program simplifies the […]Continue reading "Quicken Loans Guide to Fannie Mae HomePath Properties" →
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FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
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Guides,Loans,Mortgage
4 min read
is it a good time to refinance
4 min read

Is It a Good Time to Refinance? How to Decide Based on Current Interest Rates

4 min readRefinancing can secure a lower interest rate, reducing monthly payments and overall interest costs. Calculating your break-even point—the period of time it takes for savings to outweigh refinancing costs—is crucial. A good credit score is key to securing favorable refinance rates. Compare offers from multiple lenders to find the best terms. Carefully assess […]Continue reading "Is It a Good Time to Refinance? How to Decide Based on Current Interest Rates" →
FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
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Mortgage,Loans,Personal
4 min read

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