Mortgage

Fixed HELOC: What You Need to Know Before You Apply - Verified by FangWallet
4 min read

Fixed HELOC: What You Need to Know Before You Apply

4 min readFixed HELOCs offer consistent monthly payments and a set interest rate, helping borrowers avoid surprises common with other loan types. Homeowners can use a revolving credit line during the draw period, ideal for ongoing expenses or home projects. A fixed HELOC protects borrowers from market fluctuations and rising interest rates. It can be used […]Continue reading "Fixed HELOC: What You Need to Know Before You Apply" →
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Josh Brown<span class="bp-verified-badge"></span> Josh Brown
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Debt,Loans,Mortgage
4 min read
What is a Conventional Loan? - Verified by FangWallet
4 min read

What is a Conventional Loan?

4 min readWhat Is a Conventional Loan? Conventional loans are mortgages not backed by government agencies, like FHA or VA loans. These loans require at least a 620 credit score and offer adjustable terms with competitive interest rates for strong-credit borrowers. Down payments can be as low as 3%, but private mortgage insurance (PMI) is required if […]Continue reading "What is a Conventional Loan?" →
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Kent Baker<span class="bp-verified-badge"></span> Kent Baker
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Loans,Mortgage,Personal
4 min read
Townhouse Taxes in 2025: What Buyers Need to Know - Verified by FangWallet
4 min read

Townhouse Taxes in 2025: What Buyers Need to Know

4 min readLocal governments decide the taxes and rates for townhouse properties, which vary significantly by location. Major changes in tax laws for 2025 will impact deductions, including those for property tax bills and mortgage interest. Accurately calculating your property tax bill is essential for effective budgeting. Townhouse owners may deduct certain costs, such as […]Continue reading "Townhouse Taxes in 2025: What Buyers Need to Know" →
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Kent Baker<span class="bp-verified-badge"></span> Kent Baker
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Guides,Legal,Mortgage,Personal
4 min read
how much does appraisal cost
9 min read

How Much Does Appraisal Cost in 2025?

9 min readIn 2025, a home appraisal will likely cost between $600 and $2,000. This cost depends on several things, like square footage, location, and type of property. A home appraisal is important to find out the fair market value. This value is necessary for buying, refinancing, or selling a property. Appraisers check the property’s […]Continue reading "How Much Does Appraisal Cost in 2025?" →
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Jason Zweig<span class="bp-verified-badge"></span> Jason Zweig
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Loans,Mortgage,Personal
9 min read
can you sell a house before paying it off
7 min read

Can You Sell a House Before Paying It Off: Here’s the Real Deal

7 min readSelling a house with an existing mortgage is common and straightforward if you plan. The money you make from the home sale usually goes toward paying off the remaining loan balance, closing costs, and other fees. Home equity is key. It is the gap between your property’s market value and your mortgage balance. […]Continue reading "Can You Sell a House Before Paying It Off: Here’s the Real Deal" →
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George Mount<span class="bp-verified-badge"></span> George Mount
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Debt,Mortgage,Personal
7 min read
what is a leaseback
5 min read

What Is a Leaseback? How It Works and Why It Matters

5 min readA leaseback, also known as a sale-leaseback, is a financial transaction where a property owner sells their property to a buyer and simultaneously leases it back. This arrangement allows the seller to free up capital while retaining the use of the property for a specified period. Leasebacks offer advantages for both sellers, such […]Continue reading "What Is a Leaseback? How It Works and Why It Matters" →
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Ben Carlson<span class="bp-verified-badge"></span> Ben Carlson
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Business,Investing,Mortgage
5 min read
how to pay for home renovations
9 min read

How to Pay for Home Renovations: Budget-Friendly Strategies

9 min readExplore different ways to find money, like home equity loans, lines of credit, and personal loans, to finance your dream renovation. Make sure you are financially ready. Check your credit score, budget, and home equity to see what loan terms you can manage. Set a realistic budget for your renovation. Look for affordable […]Continue reading "How to Pay for Home Renovations: Budget-Friendly Strategies" →
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Sarah Newcomb<span class="bp-verified-badge"></span> Sarah Newcomb
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Loans,Mortgage,Personal
9 min read
who pays for home appraisal
9 min read

Who Pays for a Home Appraisal? A Breakdown for Homebuyers

9 min readA home appraisal is an important part of buying a home. It helps determine the property’s fair market value. Usually, the buyer pays for the home appraisal, but the mortgage lender orders it. A home appraisal finds the market value of the home. A home inspection checks the condition of the property. The […]Continue reading "Who Pays for a Home Appraisal? A Breakdown for Homebuyers" →
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Jason Zweig<span class="bp-verified-badge"></span> Jason Zweig
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Loans,Mortgage,Personal
9 min read
what kind of loan to buy land
6 min read

What Kind of Loan to Buy Land? Tips to Secure the Best Deal

6 min readLand loans are for buying land to build a home or a business. There are different kinds of loans, like raw, unimproved, and improved. This depends on how developed the land is. You might have to pay higher interest rates and larger down payments than with regular mortgages. To boost your chances of […]Continue reading "What Kind of Loan to Buy Land? Tips to Secure the Best Deal" →
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Josh Brown<span class="bp-verified-badge"></span> Josh Brown
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Investing,Loans,Mortgage
6 min read
how to sell house without realtor
5 min read

How to Sell House Without Realtor? Secrets to Closing the Deal Fast

5 min readSelling your house without a Realtor is called “For Sale By Owner” (FSBO). FSBO can help you save a lot of money on agent commissions. You will be in control of the selling process. This gives you more flexibility in deals and timelines. You need to understand the real estate market well. FSBO […]Continue reading "How to Sell House Without Realtor? Secrets to Closing the Deal Fast" →
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Perkins Willow<span class="bp-verified-badge"></span> Perkins Willow
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Deals,Guides,Mortgage
5 min read
whats a contingent beneficiary
7 min read

What’s a Contingent Beneficiary: Why You Should Have One in Your Estate Plan

7 min readA contingent beneficiary acts as a backup to your primary beneficiary in estate plans. Naming a contingent beneficiary prevents your assets from entering probate if the primary beneficiary is unavailable. Contingent beneficiaries can include individuals, organizations, or charities. You can name multiple contingent beneficiaries and allocate specific portions of your estate to each. […]Continue reading "What’s a Contingent Beneficiary: Why You Should Have One in Your Estate Plan" →
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Jason Zweig<span class="bp-verified-badge"></span> Jason Zweig
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Guides,Insurance,Mortgage
7 min read
what is a leasehold improvement
6 min read

What Is a Leasehold Improvement: A Quick Guide for Business Owners

6 min readLeasehold improvements are modifications made to customize rented spaces to a tenant’s needs. Common improvements may include partitions, flooring, lighting upgrades, and specialized fixtures. Cost responsibility depends on the lease agreement, with tenants or landlords sharing the expenses. Improvements are typically depreciated over their useful life or lease term for tax purposes. Certain […]Continue reading "What Is a Leasehold Improvement: A Quick Guide for Business Owners" →
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Perkins Willow<span class="bp-verified-badge"></span> Perkins Willow
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Business,Entrepreneurship,Mortgage
6 min read

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