5 min read

If You Win $100,000 on a Game Show, How Much Is Taxed?

5 min readThe IRS treats game show winnings as taxable income. How much tax you pay depends on your tax bracket and how much you win in total. If you win non-cash prizes, they are taxed based on their fair market value. You will get a 1099-MISC form if your winnings are $600 or more. […]Continue reading "If You Win $100,000 on a Game Show, How Much Is Taxed?"
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5 min read

Are Recurring Charges Hurting Your Budget? How to Cut Unnecessary Expenses

5 min readRecurring charges include automatic payments for services and products billed regularly. If you do not closely monitor these charges, they can significantly impact your budget. Finding and canceling subscriptions you do not need is important for saving money. There are tools and ways to track and manage your recurring expenses. By managing recurring […]Continue reading "Are Recurring Charges Hurting Your Budget? How to Cut Unnecessary Expenses"
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4 min read

Frugal Living Under an Embargo: How Countries Adapt & Save

4 min readAn embargo stops a country from trading like usual. This creates problems for their economy. People often see that prices rise. Some everyday items can be hard to find. Being resourceful and living simply are key for keeping expenses low. People and governments change. They look for ways to handle rules. Embargoes can […]Continue reading "Frugal Living Under an Embargo: How Countries Adapt & Save"
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8 min read

How to Invest in Private Funds with Little Money: A Frugal Approach

8 min readLook into different investment options: Learn how to join private funds even if you have little money. Get to know the basics: Understand the setup, benefits, and risks that come with private funds. Check your financial situation: Review your budget for investment, how much risk you can take, and your time for investing. […]Continue reading "How to Invest in Private Funds with Little Money: A Frugal Approach"
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8 min read

What is a Fair Price? Questions to Consider Before Talking About a Used Car

8 min readBuying a used car can help you save money. It is important to agree on a fair price. Look up the car’s market value. Get a report about its history and have a trusted mechanic check it. Ask the seller about the car’s past. This includes any accidents or repairs. Be ready to […]Continue reading "What is a Fair Price? Questions to Consider Before Talking About a Used Car"
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7 min read

Walkable Neighborhoods Pros and Cons: Is It Worth the Hype?

7 min readLiving close to everything sounds perfect, but it often comes with unexpected drawbacks. Busy streets, constant noise, and limited privacy can turn a bustling location into a daily stressor. Sometimes, a little distance offers peace and tranquility.Continue reading "Walkable Neighborhoods Pros and Cons: Is It Worth the Hype?"
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4 min read

Money During a Crisis: Smart Financial Moves to Stay Afloat

4 min readDuring a crisis, managing your money is crucial. Start by creating a strict budget to track essential expenses. Prioritize cash flow and consider negotiating payment terms with vendors. Stay informed and adapt your financial strategy as needed to ensure stability.Continue reading "Money During a Crisis: Smart Financial Moves to Stay Afloat"
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5 min read

Improve Financial Health: Simple Steps for a Stronger Future

5 min readImproving your financial health starts with small, manageable steps. From creating a budget to building an emergency fund, each action contributes to a more secure future. Take charge today and watch your financial well-being flourish!Continue reading "Improve Financial Health: Simple Steps for a Stronger Future"
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4 min read

Ways to Make Extra Cash: Simple Side Hustles That Work

4 min readLooking for ways to boost your income? From freelancing skills you already have to selling crafts online, there are countless options. Explore your hobbies, leverage your time, and discover 102 practical ideas to make some extra cash today!Continue reading "Ways to Make Extra Cash: Simple Side Hustles That Work"
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4 min read

Understanding Tenancy by Entireties for Unmarried Couples

4 min readTenancy by Entirety (TBE) is a form of property ownership exclusively for married couples, offering legal and financial benefits. Right of survivorship ensures that when one spouse dies, their share automatically transfers to the surviving spouse without probate. TBE provides creditor protection, preventing individual debts from affecting jointly owned property. Eligibility depends on […]Continue reading "Understanding Tenancy by Entireties for Unmarried Couples"
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4 min read

How to Surrender a Financed Car Without Penalty

4 min readLearn how to return a financed car without incurring penalties. Understand the legal and financial effects of surrendering a financed vehicle. Review your loan agreement for surrender clauses and payoff amounts. Assess your financial situation and explore alternative options. Communicate with your finance company to understand costs before surrendering. Protect your credit score […]Continue reading "How to Surrender a Financed Car Without Penalty"
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3 min read

How Much Does the USDA Recommend You Budget for Food Per Month?

3 min readThe USDA provides food budget recommendations based on household size and income level. Four food plans are available: Thrifty, Low-Cost, Moderate-Cost, and Liberal. The Thrifty plan is the most affordable while still ensuring a nutritious diet. The average household spends a significant portion of their income on food. Factors such as location, dietary […]Continue reading "How Much Does the USDA Recommend You Budget for Food Per Month?"
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Disclaimer: The content on this site is for informational and educational purposes only and should not be construed as professional financial advice. Please consult with a licensed financial or tax advisor before making any decisions based on the information you see here.