Debt

how to rebuild credit after bankruptcy
10 min read

How to Rebuild Credit After Bankruptcy: A Fresh Start Guide

10 min readBankruptcy can lower your credit score. This can make it difficult to get loans or credit cards. Rebuilding your credit after bankruptcy takes time. Secured credit cards and credit builder loans are good ways to improve your credit. It is essential to check your credit report for mistakes and to dispute any errors. […]Continue reading "How to Rebuild Credit After Bankruptcy: A Fresh Start Guide" →
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Ben Carlson<span class="bp-verified-badge"></span> Ben Carlson
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Banking,Debt,Loans
10 min read
can i pay a loan with a credit card
6 min read

Can I Pay a Loan With a Credit Card: Smart Hack or Debt Trap?

6 min readCredit cards can sometimes be used to pay off loans like personal loans, medical bills, and small business loans, but not federal student loans. Balance transfers and cash advances are common methods to pay loans indirectly with credit cards. This strategy offers benefits such as rewards and debt consolidation but comes with risks […]Continue reading "Can I Pay a Loan With a Credit Card: Smart Hack or Debt Trap?" →
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Josh Brown<span class="bp-verified-badge"></span> Josh Brown
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Credit Cards,Debt,Guides
6 min read
Married with Student Loans? Here’s How to Pay Less - Verified by FangWallet
6 min read

Married with Student Loans? Here’s How to Pay Less

6 min readMarried students with loans can lower their payments by using smart tax filing and repayment plans. If you file taxes separately, it might leave out your spouse’s income when figuring payments under IDR plans. The size of your family can change how much you pay, which may help lower your monthly costs. There […]Continue reading "Married with Student Loans? Here’s How to Pay Less" →
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FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
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Debt,Personal,Relationships
6 min read
can you trade in a car you still owe on
7 min read

Can You Trade In a Car You Still Owe On Without Drowning in Debt?

7 min readYou can trade a financed car, but consider your loan balance and value first. If you have positive equity, the trade will be easier. Yomore uses he extra money for a new car. With negative equity, you might add debt to a new loan or have to pay the difference from your zzb […]Continue reading "Can You Trade In a Car You Still Owe On Without Drowning in Debt?" →
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FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
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Auto,Debt,Loans
7 min read
how to get out of a car loan
6 min read

How to Get Out of a Car Loan Without Wrecking Your Finances

6 min readGetting stuck with a car loan you cannot afford can be stressful.There are several options for getting out of an auto loan without completely derailing your finances.This article explores practical steps, such as refinancing, selling your car, or even negotiating with your lender for better loan terms.We’ll guide you through understanding your financing […]Continue reading "How to Get Out of a Car Loan Without Wrecking Your Finances" →
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FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
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Auto,Debt,Loans
6 min read
Pay Down Debt or Save Money
7 min read

Pay Down Debt or Save? How to Prioritize Your Finances

7 min readDeciding between paying down debt or saving can be challenging. First, assess interest rates—high-interest debt should be prioritized. However, building an emergency fund is crucial too. Balance is key: tackle debt while setting aside a small savings cushion.Continue reading "Pay Down Debt or Save? How to Prioritize Your Finances" →
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FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
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Debt,Frugal Living,Personal
7 min read
are payday loans fixed or variable
5 min read

Are Payday Loans Fixed or Variable? Avoiding Costly Traps

5 min readA payday loan helps when you have short-term money issues. It is usually due on your next payday. These loans have fixed interest rates and can have high fees. It is very important to read the terms and conditions before you agree to a payday loan. Consider other options like personal loans, loans […]Continue reading "Are Payday Loans Fixed or Variable? Avoiding Costly Traps" →
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FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
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Debt,Loans,Personal
5 min read
What Happens When You Miss a Payment Near Your Loan’s Maturity Date? - Verified by FangWallet
6 min read

What Happens When You Miss a Payment Near Your Loan’s Maturity Date?

6 min readA loan’s maturity date signifies the due date for the final payment, marking the loan’s completion. Understanding your loan agreement and maturity date is crucial for responsible borrowing. Missing a payment near the maturity date can have repercussions, including late fees and potential credit score impacts. It is essential to communicate with your […]Continue reading "What Happens When You Miss a Payment Near Your Loan’s Maturity Date?" →
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FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
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Debt,Guides,Loans
6 min read
how to get out from under a car loan
12 min read

How to Get Out From Under a Car Loan—Fast and Smart!

12 min readHaving negative equity in your auto loan can feel overwhelming, but numerous solutions can help you navigate this challenge. Refinancing your car loan could potentially lower your monthly payments. It might be beneficial to explore the option of selling your car privately or trading it in, but carefully evaluate the financial implications beforehand. […]Continue reading "How to Get Out From Under a Car Loan—Fast and Smart!" →
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FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
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Auto,Debt,Loans
12 min read
How to Deal with Tough Debt Collectors and Protect Your Rights - Verified by FangWallet
8 min read

How to Deal with Tough Debt Collectors and Protect Your Rights

8 min readDebt collection can be stressful, but it’s important to know your rights and the laws that protect you. The Fair Debt Collection Practices Act keeps you safe by stopping collectors from being rude or dishonest. You can ask for proof of the debt, tell them to stop reaching out, and report any bad […]Continue reading "How to Deal with Tough Debt Collectors and Protect Your Rights" →
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FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
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Debt,Legal,Personal
8 min read
how much is too much credit card debt
5 min read

How Much Is Too Much Credit Card Debt? Warning Signs & Fixes

5 min readHigh credit card debt can lead to financial instability, impacting your credit score and limiting future opportunities. Recognizing the warning signs, such as consistently making minimum payments, is crucial for early intervention. Assessing your debt-to-income ratio and credit utilization provides clarity on your financial standing. Employing strategies like the debt avalanche or snowball […]Continue reading "How Much Is Too Much Credit Card Debt? Warning Signs & Fixes" →
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FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
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Credit Cards,Debt,Loans,Opinion
5 min read
how to refinance a personal loan
5 min read

How to Refinance a Personal Loan: When It Makes Sense

5 min readRefinancing can get you a lower interest rate, reduce monthly payments, or help you consolidate debt. It’s crucial to compare offers from different lenders to find the best rates and terms. Before refinancing, check for prepayment penalties on your existing loan and origination fees on the new one. Refinancing might not be beneficial […]Continue reading "How to Refinance a Personal Loan: When It Makes Sense" →
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FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
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Debt,Loans,Personal
5 min read

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