Credit Cards

4 min read

Best First Credit Card for Young Adults: Top Picks

4 min readPicking the right first credit card helps you start your credit journey. Look for cards with low fees, good rewards, or competitive interest rates. Spend wisely and pay bills on time to build a strong credit history. Check your credit report and score regularly to monitor progress. Use available tools and resources to […]Continue reading →

Tagged Featured, Regular

FangWallet Editors

February 20, 2025May 5, 2025

Credit Cards,Guides,Opinion,Students

4 min read

6 min read

How Often Should I Use My Credit Card? The Right Strategy

6 min readUsing your credit card often can help your credit score to grow. It does this by creating a good payment record and keeping your credit use low. Use your credit card for small buys at least once a month. This way, you can keep your account active and avoid it being closed. Don’t […]Continue reading →

Tagged Regular

FangWallet Editors

February 17, 2025May 5, 2025

Banking,Credit Cards,Opinion,Personal

6 min read

What Is Closed-End Credit & How Does It Work?

6 min readClosed-end credit is when you borrow a set amount of money and pay it back with interest over a specific time. Common examples are mortgages, auto loans, student loans, and loans for personal use. It offers steady payments and a clear date to pay off the debt, which makes budgeting easier. Your credit […]Continue reading →

Tagged Regular

FangWallet Editors

February 17, 2025May 5, 2025

Banking,Credit Cards,Loans,Opinion

6 min read

9 min read

Does a Credit Line Increase Affect Credit Score? When It Helps and When It Hurts

9 min readA credit line increase can raise your credit score by lowering how much of your credit you use. Asking for a credit line increase might lead to a hard check on your credit report, which could lower your score for a short time. Automatic increases to your credit line, often given to good […]Continue reading →

Tagged Regular

FangWallet Editors

February 13, 2025May 5, 2025

Credit Cards,Debt,Loans,Opinion

9 min read

4 min read

What’s an Annual Fee? How to Decide If It’s Worth the Cost

4 min readAn annual fee is a yearly charge by credit card companies for using specific cards and enjoying their perks. Annual fee cards often offer better rewards than those without, especially for travel and dining. Weighing the value of the benefits against the cost of the annual fee is crucial. Consider your spending habits—if […]Continue reading →

Tagged Featured, Regular

FangWallet Editors

February 11, 2025May 5, 2025

Banking,Credit Cards,Guides,Opinion

4 min read

Handling Credit Card Expiration Date While Traveling

4 min readAlways check your credit card’s expiration date before you travel. Ensure your billing address and contact info are current with your card issuer. Understand your credit card’s international policies, including fees and acceptance. Have backup payment methods like a debit card, cash, or traveler’s checks. Save your card issuer’s customer service number for […]Continue reading →

Tagged Regular

FangWallet Editors

February 10, 2025May 5, 2025

Credit Cards,Guides,Lifestyle,Travel

4 min read

How Long Does a Citi Balance Transfer Take? Timeline Explained

4 min readCiti offers some of the longest 0% intro APR periods, with balance transfer cards lasting up to 21 months. A Citi balance transfer usually takes about 10 days for existing credit card holders and around 14 days for new accounts, plus extra time for mail delivery. After opening the account, you typically have […]Continue reading →

Tagged Regular

FangWallet Editors

February 10, 2025May 5, 2025

Banking,Credit Cards,Guides

4 min read

How to Compare Best Bank Bonuses & Promotions with Examples

4 min readKickstart your financial goals in January 2025 with our roundup of the 21 best bank promotions and bonus offers! From cash bonuses to high-interest savings accounts, discover ways to boost your savings while taking advantage of these attractive deals.Continue reading →

FangWallet Editors

January 30, 2025May 5, 2025

Banking,Credit Cards,Deals,Opinion

4 min read

Is No Credit Better Than Bad Credit? Tips to Build a Strong Credit Profile

4 min readNo Credit ≠ Bad Credit: Not having credit is different from having bad credit, and understanding this distinction is essential for financial health. Fresh Start vs. Negative History: While having no credit offers you a fresh start, having bad credit indicates a history of making poor financial decisions. Building Good Habits: Developing good […]Continue reading →

FangWallet Editors

January 17, 2025May 5, 2025

Credit Cards,Debt,Guides,Opinion

4 min read

Can You Withdraw From a Credit Card: Exploring Your Options

4 min readWithdrawing money from your credit card is called a cash advance. Cash advances work like short-term loans but often come with higher interest rates than regular purchases. Watch out for additional fees, including cash advance fees and ATM fees. A cash advance can hurt your credit score if not repaid promptly. Before using […]Continue reading →

FangWallet Editors

January 13, 2025May 5, 2025

Banking,Credit Cards,Opinion

4 min read

3 min read

Beginner’s Guide to Amazon Pay Plan: Get Started Today

3 min readAmazon offers several payment plans, including monthly installments and financing options, using their store card or partner credit cards. These plans allow you to purchase a wide range of products and spread the cost over time to fit your budget. Amazon provides flexible payment plans with 0% interest for eligible customers, making larger […]Continue reading →

FangWallet Editors

January 13, 2025May 5, 2025

Banking,Business,Credit Cards

3 min read

Earn More Points with Amex Credit Green Card

3 min readEarn valuable Membership Rewards points when you buy eligible items. New cardholders can enjoy a welcome bonus offer. Take advantage of travel perks like TSA PreCheck and LoungeBuddy credits. Use points for travel, gift cards, statement credits, and other rewards. Maximize points by strategic spending and leveraging Amex Offers. Assess annual fees and […]Continue reading →

FangWallet Editors

January 13, 2025May 5, 2025

Banking,Business,Credit Cards

3 min read

Best Affordable Small Towns to Live in

7 Ways To Get Paid To Eat Out

How to Request More Financial Aid Mid-Semester: A Student’s Guide

Self-Directed IRA Explained: Investment Options, Setup, and Rules for 2025

Avoiding Inactivity Fees: How to Keep Your Accounts Active and Fee-Free

Avoiding Foreclosure: Steps to Protect Your Home and Finances

Best First Credit Card for Young Adults: Top Picks

How Often Should I Use My Credit Card? The Right Strategy

What Is Closed-End Credit & How Does It Work?

Does a Credit Line Increase Affect Credit Score? When It Helps and When It Hurts

What’s an Annual Fee? How to Decide If It’s Worth the Cost

Handling Credit Card Expiration Date While Traveling

How Long Does a Citi Balance Transfer Take? Timeline Explained

How to Compare Best Bank Bonuses & Promotions with Examples

Is No Credit Better Than Bad Credit? Tips to Build a Strong Credit Profile

Can You Withdraw From a Credit Card: Exploring Your Options

Beginner’s Guide to Amazon Pay Plan: Get Started Today

Earn More Points with Amex Credit Green Card

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