Credit Cards

The Pros and Cons of Using a Business Credit Card for Personal Expenses - Verified by FangWallet
5 min read

The Pros and Cons of Using a Business Credit Card for Personal Expenses

5 min readUsing a business card for personal expenses is not illegal, but it often goes against the card’s rules, which could result in the card being closed. Mixing personal purchases with business spending can hurt both your business credit score and your personal credit score. Business cards offer higher limits and special travel rewards, […]Continue reading "The Pros and Cons of Using a Business Credit Card for Personal Expenses" →
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Kent Baker<span class="bp-verified-badge"></span> Kent Baker
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Business,Credit Cards,Personal
5 min read
Find Moneypass ATM US Bank Locations Near You - Verified by FangWallet
4 min read

Find Moneypass ATM US Bank Locations Near You

4 min readLearn how to find convenient MoneyPass ATMs close to you with an ATM locator. See the benefits of surcharge-free withdrawals through the MoneyPass network. Understand how US Bank ATMs can help you with banking tasks like deposits and bill payments. Explore easy steps to use MoneyPass ATMs for actions like withdrawing cash or […]Continue reading "Find Moneypass ATM US Bank Locations Near You" →
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Emily Birken<span class="bp-verified-badge"></span> Emily Birken
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Banking,Credit Cards,Guides,Personal
4 min read
where are capital one lounges
8 min read

Where Are Capital One Lounges? Your VIP Travel Shortcut

8 min readCapital One Lounges provide great spaces that are full of services. You can enjoy free food, Peloton bikes, relaxation rooms, and luggage lockers for travelers. Venture X cardholders get unlimited complimentary access to Capital One Lounges. If you do not have a card, you can buy day passes. These lounges are found in […]Continue reading "Where Are Capital One Lounges? Your VIP Travel Shortcut" →
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George Mount<span class="bp-verified-badge"></span> George Mount
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Credit Cards,Lifestyle,Travel
8 min read
can i pay a loan with a credit card
6 min read

Can I Pay a Loan With a Credit Card: Smart Hack or Debt Trap?

6 min readCredit cards can sometimes be used to pay off loans like personal loans, medical bills, and small business loans, but not federal student loans. Balance transfers and cash advances are common methods to pay loans indirectly with credit cards. This strategy offers benefits such as rewards and debt consolidation but comes with risks […]Continue reading "Can I Pay a Loan With a Credit Card: Smart Hack or Debt Trap?" →
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Josh Brown<span class="bp-verified-badge"></span> Josh Brown
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Credit Cards,Debt,Guides
6 min read
how many capital one credit cards can you have
4 min read

How Many Capital One Credit Cards Can You Have Without Risking Denial?

4 min readWhile Capital One doesn’t publicly state a limit on credit cards, it’s generally understood you can have up to five personal cards at once. Applying too quickly for multiple cards, even from one issuer, can hurt your credit score due to hard inquiries. Capital One reportedly won’t approve a new card if you’ve […]Continue reading "How Many Capital One Credit Cards Can You Have Without Risking Denial?" →
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FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
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Banking,Credit Cards,Guides
4 min read
ACH vs. Wire Transfers: How to Save $25 Per Transaction - Verified by FangWallet
5 min read

ACH vs. Wire Transfers: How to Save $25 Per Transaction

5 min readACH and wire transfers are typical ways to move money electronically between bank accounts. ACH transfers are cheaper and perfect for regular payments like bills and salaries, but they may take several days to complete. Wire transfers are fast and can be done the same day, but they are more expensive. Knowing the […]Continue reading "ACH vs. Wire Transfers: How to Save $25 Per Transaction" →
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FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
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Banking,Business,Credit Cards
5 min read
What Is a Demand Deposit? A Beginner’s Guide to Easy Banking - Verified by FangWallet
5 min read

What Is a Demand Deposit? A Beginner’s Guide to Easy Banking

5 min readDemand deposit accounts, like checking, savings, and money market accounts, allow you to access your money easily. These accounts are important for daily banking. They help people with their transactions and manage their money. Even if they are adaptable, demand deposit accounts typically give lower interest rates than time deposits. Understanding the different […]Continue reading "What Is a Demand Deposit? A Beginner’s Guide to Easy Banking" →
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FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
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Banking,Credit Cards,Guides
5 min read
You Can Open a Wells Fargo CD with Just $2,500—Is It Worth It? - Verified by FangWallet
5 min read

You Can Open a Wells Fargo CD with Just $2,500—Is It Worth It?

5 min readWells Fargo CDs provide a fixed interest rate that is guaranteed. You must deposit at least $2,500 to open a regular CD. CDs can be opened for terms that last from three months to several years. You can get better interest rates when linked to a checking account. There may be penalties for […]Continue reading "You Can Open a Wells Fargo CD with Just $2,500—Is It Worth It?" →
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FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
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Banking,Credit Cards,Health
5 min read
how much is too much credit card debt
5 min read

How Much Is Too Much Credit Card Debt? Warning Signs & Fixes

5 min readHigh credit card debt can lead to financial instability, impacting your credit score and limiting future opportunities. Recognizing the warning signs, such as consistently making minimum payments, is crucial for early intervention. Assessing your debt-to-income ratio and credit utilization provides clarity on your financial standing. Employing strategies like the debt avalanche or snowball […]Continue reading "How Much Is Too Much Credit Card Debt? Warning Signs & Fixes" →
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FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
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Credit Cards,Debt,Loans,Opinion
5 min read
best credit cards for couples
4 min read

Best Credit Cards for Couples: Build Credit and Earn Together

4 min readWhen it comes to managing shared expenses, the right credit card can make a big difference for couples. In 2025, look for cards with great rewards on joint purchases, no foreign transaction fees for travel, and tools for budgeting together.Continue reading "Best Credit Cards for Couples: Build Credit and Earn Together" →
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FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
Posted on
Banking,Credit Cards,Opinion,Relationships
4 min read
credit card prequalification
4 min read

Credit Card Prequalification: The Best Banks & Offers

4 min readPrequalification for a credit card means the issuer has assessed your creditworthiness based on a soft inquiry, giving you an estimate of your chances for approval. It’s a smart first step to explore options without impacting your credit score.Continue reading "Credit Card Prequalification: The Best Banks & Offers" →
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FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
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Banking,Credit Cards,Guides,Opinion
4 min read
Best First Credit Card for Young Adults: Top Picks - Verified by FangWallet
4 min read

Best First Credit Card for Young Adults: Top Picks

4 min readPicking the right first credit card helps you start your credit journey. Look for cards with low fees, good rewards, or competitive interest rates. Spend wisely and pay bills on time to build a strong credit history. Check your credit report and score regularly to monitor progress. Use available tools and resources to […]Continue reading "Best First Credit Card for Young Adults: Top Picks" →
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FangWallet Editors<span class="bp-verified-badge"></span> FangWallet Editors
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Credit Cards,Guides,Opinion,Students
4 min read

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