Josh Brown

Josh writes about personal finance with a focus on actionable strategies and achieving financial goals. He translates complex financial concepts into practical steps that readers can implement in their daily lives. Josh is passionate about helping people build a solid financial foundation and work towards long-term security and independence.
Dual Enrollment: A Smart Path for Student Success - Verified by FangWallet
4 min read

Dual Enrollment: A Smart Path for Student Success

4 min readDual enrollment lets high school students earn college credit while completing high school coursework, helping them get ahead academically. It reduces the cost and time needed to earn a college degree, saving students and families money. Dual enrollment boosts college readiness, improves academic performance, and builds important learning skills. Programs are open to public, […]Continue reading "Dual Enrollment: A Smart Path for Student Success" →
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Education,Opinion,Students
4 min read
Top 5 Merchant Cash Advance Companies to Consider Today - Verified by FangWallet
7 min read

Top 5 Merchant Cash Advance Companies to Consider Today

7 min readMerchant cash advances (MCAs) let small businesses get money quickly when they need working capital. This can help them handle cash flow or grow their business. MCA providers like Credibly, Libertas Funding, and Fora Financial have special funding options with easy repayment plans. Most MCA approvals do not need a lot of credit history. […]Continue reading "Top 5 Merchant Cash Advance Companies to Consider Today" →
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Business,Loans,Personal
7 min read
Why Olin Stock Is a Good Buy Now: Growth and Savings Ahead - Verified by FangWallet
3 min read

Why Olin Stock Is a Good Buy Now: Growth and Savings Ahead

3 min readOlin Corporation recently unveiled improved guidance and announced new cost-saving measures, presenting a compelling investment opportunity. With a focus on efficiency and growth, Olin is proving to be a bargain for savvy investors looking for value in today's market.Continue reading "Why Olin Stock Is a Good Buy Now: Growth and Savings Ahead" →
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Business,Investing
3 min read
how to calculate times interest earned
8 min read

How to Calculate the Times Interest Earned Ratio Easily

8 min readThe times interest earned (TIE) ratio is a key financial tool. It helps to check a company’s ability to pay off its debt and interest. You find this ratio by dividing EBIT (Earnings Before Interest and Taxes) by the total interest expense. It shows how financially stable a company is. A higher TIE […]Continue reading "How to Calculate the Times Interest Earned Ratio Easily" →
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Banking,Guides,Personal
8 min read
Smart Ways to Save for a Home While Paying Rent - Verified by FangWallet
6 min read

Smart Ways to Save for a Home While Paying Rent

6 min readSaving for a down payment while renting can be challenging but achievable. Start by creating a budget that prioritizes savings. Set up a separate savings account specifically for your down payment and consider using automatic transfers to grow your fund effortlessly.Continue reading "Smart Ways to Save for a Home While Paying Rent" →
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Guides,Opinion,Personal
6 min read
what kind of loan to buy land
6 min read

What Kind of Loan to Buy Land? Tips to Secure the Best Deal

6 min readLand loans are for buying land to build a home or a business. There are different kinds of loans, like raw, unimproved, and improved. This depends on how developed the land is. You might have to pay higher interest rates and larger down payments than with regular mortgages. To boost your chances of […]Continue reading "What Kind of Loan to Buy Land? Tips to Secure the Best Deal" →
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Investing,Loans,Mortgage
6 min read
can i pay a loan with a credit card
6 min read

Can I Pay a Loan With a Credit Card: Smart Hack or Debt Trap?

6 min readCredit cards can sometimes be used to pay off loans like personal loans, medical bills, and small business loans, but not federal student loans. Balance transfers and cash advances are common methods to pay loans indirectly with credit cards. This strategy offers benefits such as rewards and debt consolidation but comes with risks […]Continue reading "Can I Pay a Loan With a Credit Card: Smart Hack or Debt Trap?" →
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Credit Cards,Debt,Guides
6 min read

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