George Mount

Dedicated to making personal finance accessible, George breaks down money management into clear, easy-to-understand principles. He believes that financial literacy is empowering and strives to provide straightforward guidance without unnecessary jargon. George's writing aims to help readers gain clarity and confidence in handling their finances effectively.
Balloon Payments: The Loan Twist You Shouldn’t Ignore - Verified by FangWallet
6 min read

Balloon Payments: The Loan Twist You Shouldn’t Ignore

6 min readA balloon payment is a large amount that must be paid at the end of a loan, after making smaller payments each month. This type of loan is often seen in real estate, car loans, and business loans. It starts with lower monthly payments but carries more risks. These loans might have higher […]Continue reading "Balloon Payments: The Loan Twist You Shouldn’t Ignore" →
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George Mount<span class="bp-verified-badge"></span> George Mount
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Debt,Opinion,Personal
6 min read
Advisory Shares 101: What Founders and Early Hires Should Know - Verified by FangWallet
5 min read

Advisory Shares 101: What Founders and Early Hires Should Know

5 min readAdvisory shares let advisors earn shares in the company instead of cash for their services, helping maintain healthy cash flow. Two main types of advisory shares exist: Restricted Stock Awards (RSAs) and Non-Qualified Stock Options (NSOs), each with distinct benefits and rules. These shares align advisors’ insights and goals with those of the […]Continue reading "Advisory Shares 101: What Founders and Early Hires Should Know" →
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George Mount<span class="bp-verified-badge"></span> George Mount
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Business,Guides,Investing
5 min read
2025 Cost of Living in Madison for Young Professionals - Verified by FangWallet
4 min read

2025 Cost of Living in Madison for Young Professionals

4 min readMadison’s cost of living is 5% above the national average, so careful planning is needed. Housing costs in Madison are 6% higher than the national average, with monthly rent around $1,770. Healthcare costs are 13% above the average in the U.S. for medical services. Transportation costs are 7.5% lower than national averages, making […]Continue reading "2025 Cost of Living in Madison for Young Professionals" →
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George Mount<span class="bp-verified-badge"></span> George Mount
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Career,Guides,Personal
4 min read
Is Your Budget Effective? A Beginner’s Guide to Static Budgets - Verified by FangWallet
5 min read

Is Your Budget Effective? A Beginner’s Guide to Static Budgets

5 min readA static budget is a plan for a set time. It helps with money planning and does not change, no matter how much money comes in or goes out. This type of budget works best for companies that have steady sales and costs. It uses past data and future estimates to calculate income, […]Continue reading "Is Your Budget Effective? A Beginner’s Guide to Static Budgets" →
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George Mount<span class="bp-verified-badge"></span> George Mount
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Business,Guides,Personal
5 min read
can you sell a house before paying it off
7 min read

Can You Sell a House Before Paying It Off: Here’s the Real Deal

7 min readSelling a house with an existing mortgage is common and straightforward if you plan. The money you make from the home sale usually goes toward paying off the remaining loan balance, closing costs, and other fees. Home equity is key. It is the gap between your property’s market value and your mortgage balance. […]Continue reading "Can You Sell a House Before Paying It Off: Here’s the Real Deal" →
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George Mount<span class="bp-verified-badge"></span> George Mount
Posted on
Debt,Mortgage,Personal
7 min read
where are capital one lounges
8 min read

Where Are Capital One Lounges? Your VIP Travel Shortcut

8 min readCapital One Lounges provide great spaces that are full of services. You can enjoy free food, Peloton bikes, relaxation rooms, and luggage lockers for travelers. Venture X cardholders get unlimited complimentary access to Capital One Lounges. If you do not have a card, you can buy day passes. These lounges are found in […]Continue reading "Where Are Capital One Lounges? Your VIP Travel Shortcut" →
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George Mount<span class="bp-verified-badge"></span> George Mount
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Credit Cards,Lifestyle,Travel
8 min read
is it hard to get a real estate license
10 min read

Is It Hard to Get a Real Estate License? How to Pass on Your First Try

10 min readYou can get a real estate license if you prepare well and have a good attitude. This means you need to meet certain requirements, complete pre-licensing classes, and pass a licensing exam. There are costs to getting your license, like course fees, exam fees, and sometimes broker fees. Choosing the right sponsoring broker […]Continue reading "Is It Hard to Get a Real Estate License? How to Pass on Your First Try" →
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George Mount<span class="bp-verified-badge"></span> George Mount
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Business,Career,Education,Opinion
10 min read
Pareto in Practice: How Economic Effectiveness Affects Daily Life - Verified by FangWallet
12 min read

Pareto in Practice: How Economic Effectiveness Affects Daily Life

12 min readPareto efficiency is a method for sharing resources. In this state, if one person gets better off, another person has to feel worse. This idea, although not always applied, affects economics, business, and public policy a lot. In real life, people usually try to get small benefits. They focus on better use of […]Continue reading "Pareto in Practice: How Economic Effectiveness Affects Daily Life" →
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George Mount<span class="bp-verified-badge"></span> George Mount
Posted on
Business,Guides,Personal
12 min read

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